Individual Protection

At Prosperis, the client’s best interests are always at the heart of what we do and as we take a holistic approach to our advice, individual protection is a subject which comes up a lot. We understand it is not the easiest topic to discuss but not doing so can cost a lot more than some time. It is one of the most basic discussions which an adviser should cover.

The world of individual protection can be a bit of a minefield with the many different terms and benefit types available. This should absolutely not be a barrier to making sure you are adequately covered, as such, our advisers are well-versed in finding out what is important to you so we can ensure you get the right cover for your circumstances.

How do we do this?

We follow the same advice process for individual protection as we do for any piece of advice:

  • Understand – During our initial meeting, our advisers will help you figure out exactly what is important to you, whether it is making sure you can cover the mortgage payments if you are unable to work or ensuring the children don’t have to change schools should something happen to you.

  • Report – Setting out our recommendation in writing and explained during the presentation, our report will give you all the information you need to make an informed decision.

  • Implement – With you throughout the entire process, we are on hand to make sure everything happens as it should.

What situations might we look to protect against?

We are whole of market advisers and as such are unrestricted with the various scenarios which we can advise on:

  • Loss of life

  • Inability to work through illness or injury

  • Redundancy

  • Serious illness

  • Mortgage Protection

  • Inheritance tax liabilities

  • Death of a shareholder or key employee

How can we help?

If you would to find out more, please give us a call on 01423 223 640 or contact us via the below link and we will be happy to discuss your requirements further.