We DON’T believe in…

• Putting all your eggs into one basket

• Trying to second guess the market

• Taking bets with your money

• Making emotional decisions

• Following the Herd

• Looking back at past performance

We DO believe in…

• An asset allocation approach

• In depth market & fund research

• Using skilled Fund Managers to add value

• A Blended Portfolio

• Ongoing Research & Monitoring

• Time in the market

How do Prosperis manage your investments?

Depending on your objectives we seek to use a some widely available solutions such as Pensions, ISAs, General Investment Accounts or Investment Bonds. Depending on your circumstances we can use a single wrapper or a combination of these to ensure you maximise tax reliefs or other tax privileges. Over time we will work with you to use annual allowances and move funds between these different accounts to keep your overall position optimised.

Do you look at other investment solutions?

We stick firmly to our philosophy above, but do deploy specialist investment solutions which will meet some peoples’ objectives and as an independent firm we continually research and implement these where appropriate. Many of these strategies are used with specialist tax situations such as inheritance tax, capital gains tax or income tax. Where required we will work with your other professional advisers to achieve appropriate outcomes.